Your Dreams Matter
We believe everyone should be able to live the retirement they’ve always wanted. Instead of a “one-size-fits-all” retirement plan, we believe in a tailored plan with your needs, values and goals at the heart of it all. At Raleigh Wealth Solutions, we can help you better understand and manage your finances, reduce the stress of retirement planning and enjoy your retirement the way you have always dreamed, with income to last.
Your Complimentary Second Opinion Service
When we review your portfolio, we’ll take a look at your current financial situation and help discover where your retirement goals lie and how we can help you get there.
Our two appointment process will help you define your values and goals and move toward a plan to reach them. Our Second Opinion Service (SOS) is ideal if you’ve been following a plan — or have a partial plan in place — but want to ask questions or explore whether you’re still on the right track.
we offer comprehensive wealth management:
Investment
Consulting
This is the approach most people are familiar with—asset allocation involving stocks, bonds, and mutual funds.
How?
Institutional-Level Investing
Our select families are great savers. If you are like them, you have graduated from retail-level investing to institutional-level portfolios and models. When you work with Raleigh Wealth Solutions, you access a professional network that includes some of the largest money managers in the world and their elite investment classes. Our clients can draw upon over 89 portfolio models from more than 14 money managers, to create the strategy best aligned with their individual risk tolerance.
Advanced
Planning
To be an effective Wealth Manager, Advanced Planning is foundational. This can be broken down into four parts.
How?
Wealth Enhancement is making sure you never run out of money and ensuring you do so in a tax-efficient way. It's not about what you earn, it's about what you keep.
Wealth Transfer is making sure everything you have left over goes to the people and causes that matter most to you, which often means disinheriting the government as a beneficiary. We want to make sure you leave benefits, not burdens.
Wealth Protection is making sure your money is not unjustly taken from you from things like the market, taxes, litigation, and long term care.
We do not give to get, but if you are charitably inclined, there are efficient ways to give that allow our families to be better stewards than they already are.
Relationship
Management
Relationship management is essential so our families feel confident that we are aligned with their needs.
How?
Because of our longevity and experience, we have a broad network of professionals (vetted for competency and character) that we rely on to bring expertise to our families as needed. For example, CPAs, attorneys, third party administrators, etc. With our focus on working with business owners and retirees, we have an extensive network of folks just like you working in a variety of industries that we can connect you with.
We want to keep you connected to us and your money in a couple ways. We want to communicate with you in the manner you are most comfortable, whether that be email, phone call, Zoom, or face-to-face. We also want to provide you with various event where you can come together with the select families that we serve. Some are educational and some are purely for fun!
We can also refer you to professionals who provide the following services:
Trusts
Probate
Charitable Giving
Estate Planning
Tax Preparation
[1] Policy loans will reduce available cash values and death benefits, and may cause the policy to lapse or affect any guarantees against lapse. Additional premium payments may be required to keep the policy in force. In the event of a lapse, outstanding policy loans in excess of unrecovered cost basis will be subject to ordinary income tax. Policy loans are not usually subject to income tax unless the policy is classified as a modified endowment contract (MEC) under IRC Section 7702A. However, withdrawals or partial surrenders from a non-MEC policy are subject to income tax to the extent that the amount distributed exceeds the owner’s cost basis in the policy. Loans, withdrawals or partial surrenders from a MEC policy are subject to income tax to the extent of any gains in the policy, and if the payment occurs prior to age 59 ½, a 10% federal additional tax may apply.
Ready to Take The Next Step?
For more information about any of our products and services, schedule a meeting today or register to attend a seminar.
